Track every transaction
Add income and expenses in seconds. Categorize them however you like.
Free
No bank login · No credit card
Know where your money goes.
Vault is a simple, manual budget tracker. Add your income and expenses, set budgets, see your spending. No bank logins. No ads. No tricks.
No credit card. No bank login. No ads. Takes 2 minutes to set up.
October overview
Oct 2026 ▾
Income
$4,820
▲ 3.2% vs Sep
Expenses
$3,142
▼ 1.4% vs Sep
Saved
$1,678
35% of income
By category ···
$3,142
spent
Food$1,194
Housing$754
Transport$566
Fun$377
Other$251
Recent transactions ···
−$18.40
+$2,410.00
−$40.00
−$72.15
−$14.50
Your data is yours
Free to use
No bank credentials
Features
Everything you need. Nothing you don't.
Set monthly budgets
Plan how much you'll spend per category. Color-coded progress bars show what's safe.
See your money clearly
Monthly summaries, category breakdowns, and year-over-year trends.
A closer look at Vault
🍜Food
$1,194 of $1,000 Over
🏠Housing
$754 of $900 On track
🚇Transport
$566 of $700 Getting tight
🎬Fun
$377 of $500 On track
⚡Bills
$251 of $400 On track
Budgets that actually help
Color-coded progress bars tell you what's safe to spend, what's getting tight, and what's already over.
See where your money really goes
Charts and trends turn months of transactions into clear stories about your habits.
Net saved · last 6 months
$8,420
Income
Expenses
Food$1,194
Housing$754
Transport$566
Fun$377
Why Vault
A different kind of budget app
Most apps want your bank login and your subscription. Vault just helps you track your money.
Vault
- Free, no card required
- No bank login
- You own your data
- Simple to use
Most other apps
- Subscription required
- Bank credentials needed
- Data sold to third parties
- Bloated with features